Large tree crushing front entrance of hurricane-battered Florida tile-roof homeSeverely fire-damaged Florida home with burned roof and charred walls
Water pouring through collapsed ceiling into flood-damaged home living roomHurricane-destroyed Oceanfront Real Estate building with debris and palm trees

Property Insurance Claims in Florida

When disaster strikes, we handle your claim and fight against the insurance company from start to finish. When insurance companies deny or underpay your property damage claim, we step in. Our property damage lawyers know how to challenge unfair, incorrect or unjust claim decisions and fight for the compensation you deserve.

Submit Your Claim Details For A Free Evaluation
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“No fee unless you win!”

Justin Cernitz & Candise Shanbron | Managing Partners

Denied or Underpaid by your insurance company? Let Us Fight  for you

We Handle All Property Damage Claims

If you have plumbing or water damage, we can help get money for your damages.

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If your property has suffered fire or lightning damage, you could be entitled to compensation.

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We go after your insurance company for tornado, hurricane, and wind related property damages.​

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We hold your insurance company accountable for damages from vandalism and burglary.

House window completely smashed and broken.

Property damaged by sinkholes, explosions, blasting, hail, flood, water, collapse, or vehicle impacts? We Can Help

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0M+

Recovered For Our Clients

Thousands

Of Cases Won For Our Clients

0's

5-Star Reviews From Our Clients

Consistently Exceeding  our clients’ expectations

We Fight And Win Big For Our Clients

Hurricane Ian Underpayment

$600,000 Payment

Achieved a $600,000 settlement for a client who was underpaid on their insurance claim following Hurricane Ian. Initially, the client only received $89,000. Our relentless advocacy ensured that the client received the compensation they deserved for their substantial loss.

White house with partially damaged roofRetry
White house with partially damaged roofRetry

Hurricane Irma Underpayment

$750,000 Recovered

Insurance Company initially paid $131,000 and refused to pay a dollar more on our client’s Hurricane Irma claim. After litigating the case, Cernitz Law was able to recover a total of $750,000 for the client.

Aerial view of hurricane-damaged residential neighborhood
Aerial view of hurricane-damaged residential neighborhood

Plumbing Loss

$185,000 Payment

We were able to secure a settlement in the amount of $185,000 from the insurance company for the client’s plumbing claim after their home was damaged and their initial claim was denied.

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Leaking pipe dripping into bucket belowRetry

We get our clients Results

What Our Clients Say About Cernitz Law

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Your insurance company does not get to decide what you are owed. You do. When you work with Cernitz Law, you have dedicated advocates who know how to fight for every dollar you deserve. Let us review your case at no cost and help you pursue the compensation that protects your home and your future.

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Louis GalterioHurricane Settlement

I had a wonderful experience with this firm. My insurance company was undercutting my damages claim from Hurricane Ian. Even though I was hesitant to get a 3rd party involved, I now realize that nothing would have happened without the help of Attorney Adam Feldman of the firm. He was friendly, knowledgeable, and patient and I would not hesitate to use this firm again. I highly recommend them.

Robin Randall
Robin RandallHurricane Settlement

100%Fighting insurance companies on your own is a losing battle. Thankfully, we have settled. I’ve got back all the money I spent from the hurricane damage and I’m thrilled with the service.

David Reese
David ReeseHurricane Settlement

100% I would like to take a moment and say that I have the utmost praise for Cernitz Law. They handled a lawsuit against my home insurer who greatly underpaid my claim for Ian damage. Everyone there with whom I interacted was friendly, knowledgeable, polite and a pleasure to deal with. Along with those attributes also came professional and effective. We won! If you should need an attorney Cernitz Law can do the job.

Natacha Cazeau
Natacha CazeauProperty Damage Settlement

I had a great experience with Cernitz Law firm. They won 3 cases for me in the past the first one in 2013 for my bathroom claim and two more for my roof and hurricane Irma. I will definitely refer my family and friends to Cernitz Law firm because they are working so hard to make sure you win the cases. You won’t regret it you will be very happy at the end

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Yuriy GorobetsPipe Leak

Dear Homeowners if by any chance your home became a victim of weather disaster or something leaked I strongly recommend to contact Justin Cernitz and his team before making a call to your insurance. You will save yourself a lot of unnecessary headache and stress. Highly recommend!

Sherrilyn Norwood
Sherrilyn NorwoodHurricane Settlement

100%The Cernitz Law group, and in particular Adam Feldman, handled our claim with professionalism, keeping us informed and responding to any calls and emails immediately. He also made sure that any negotiations were in our best interest and that we were comfortable with the final outcome.

Joseph Vu
Joseph VuHurricane Settlement

The Cernitz Law Firm represented 2 of my properties included water damage to one of the properties during the IAN Hurricane. Insurance ran me around and did not wanted to pay for the damages. I hired Cernitz Law Firm to work with insurance company and all 3 cases settled in a good faith. If anyone has damaged properties, I would highly recommend Cernitz Law Firm to handle the loss. You will not be disappointed with their representation. Cernitz Law Firm thank you for your incredible work.

Brie
BrieHouse Property Damage

I can’t say enough great things about Cerntiz Law Firm. They helped me navigate a challenging homeowner insurance claim with professionalism and expertise. From the start, they were attentive, responsive, and made sure I understood each step of the process. Their dedication to my case made a stressful situation much easier, and they fought hard to get the best possible outcome for me. I highly recommend Cernitz Law to anyone in need of legal assistance. Thank you for your outstanding service!

Where Top Media Outlets Turn To for Legal Insight

As trusted experts in residential property damage insurance claims, Cernitz Law is frequently featured by top media outlets like Fox News, Medium, and The Huffington Post for our legal insight and proven results.

25

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The leader of the state-backed insurance company, Florida's largest, pushed back against what he called a "campaign" to undermine legal reforms that industry officials insist have eased the insurance crisis and…

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Use it — and don’t be afraid to be visible. People connect with stories, insights, and authenticity. When you put yourself out there, you create…

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Palm trees bending in heavy rain and wind

By getting the right coverage and planning ahead, homeowners can protect their property and finances this hurricane season. Hurricane season in the Atlantic basin runs…

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Here's what you should know about aerial inspections — and how it could affect your insurance costs going forward. Every few years, I get a…

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Service Areas

Cernitz Law serves property owners throughout Florida, New York, and Texas. Our attorneys are ready to help you fight for the compensation you deserve. No matter where you’re located in these states, our team is ready to take on your property damage insurance claim and fight for your rights.

Florida Offices

Miami, FL

Serving Miami-Dade County and surrounding areas with comprehensive property damage insurance claim representation.

West Palm Beach, FL

Serving Palm Beach County and the surrounding region for all types of property damage claims.

Cape Coral, FL

Representing property owners in Lee County with professional insurance claim advocacy.

Tampa, FL

Fighting for property owners throughout Hillsborough County and the Tampa Bay area.

St. Petersburg, FL

Serving Pinellas County residents with dedicated property damage legal services.

Naples, FL

Providing legal representation to Collier County property owners.

Melbourne, FL

Representing clients in Brevard County and Florida’s Space Coast.

Orlando, FL

Serving Orange County and Central Florida with experienced property damage attorneys.

Clearwater, FL

Fighting for property owners throughout Pinellas County and the greater Clearwater area.

New York Office

Long Island, NY

Serving property owners throughout Nassau County, Suffolk County, and all of Long Island.

Houston Office

Houston, TX

Representing property owners in Harris County and the greater Houston metropolitan area.

Palm trees bend in heavy rain and wind.

Speak With A Property Damage Lawyer Today

We're a dedicated property damage law firm fighting for property owners facing denied or underpaid insurance claims. With years of experience and a commitment to strong advocacy, we help clients secure the compensation they are entitled to.

  • Address: 9350 S Dixie Hwy Suite 1220, Miami, FL 33156
  • Phone: (305) 370-3255

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