



Property Insurance Claims in Florida
When disaster strikes, we handle your claim and fight against the insurance company from start to finish. When insurance companies deny or underpay your property damage claim, we step in. Our property damage lawyers know how to challenge unfair, incorrect or unjust claim decisions and fight for the compensation you deserve.

“No fee unless you win!”
Justin Cernitz & Candise Shanbron | Managing Partners
Denied or Underpaid by your insurance company? Let Us Fight for you
We Handle All Property Damage Claims
Fire/Lightning Damage
If your property has suffered fire or lightning damage, you could be entitled to compensation.

Hurricane, Tornado, & Wind Damage
We go after your insurance company for tornado, hurricane, and wind related property damages.

Vandalism/Burglary
We hold your insurance company accountable for damages from vandalism and burglary.

Other Typs of Property Damage
Property damaged by sinkholes, explosions, blasting, hail, flood, water, collapse, or vehicle impacts? We Can Help

Consistently Exceeding our clients’ expectations
We Fight And Win Big For Our Clients
Hurricane Ian Underpayment
$600,000 Payment
Achieved a $600,000 settlement for a client who was underpaid on their insurance claim following Hurricane Ian. Initially, the client only received $89,000. Our relentless advocacy ensured that the client received the compensation they deserved for their substantial loss.


Hurricane Irma Underpayment
$750,000 Recovered
Insurance Company initially paid $131,000 and refused to pay a dollar more on our client’s Hurricane Irma claim. After litigating the case, Cernitz Law was able to recover a total of $750,000 for the client.


We get our clients Results
What Our Clients Say About Cernitz Law
Your insurance company does not get to decide what you are owed. You do. When you work with Cernitz Law, you have dedicated advocates who know how to fight for every dollar you deserve. Let us review your case at no cost and help you pursue the compensation that protects your home and your future.
See All ResultsLouis GalterioHurricane SettlementI had a wonderful experience with this firm. My insurance company was undercutting my damages claim from Hurricane Ian. Even though I was hesitant to get a 3rd party involved, I now realize that nothing would have happened without the help of Attorney Adam Feldman of the firm. He was friendly, knowledgeable, and patient and I would not hesitate to use this firm again. I highly recommend them.
Robin RandallHurricane Settlement100%Fighting insurance companies on your own is a losing battle. Thankfully, we have settled. I’ve got back all the money I spent from the hurricane damage and I’m thrilled with the service.
David ReeseHurricane Settlement100% I would like to take a moment and say that I have the utmost praise for Cernitz Law. They handled a lawsuit against my home insurer who greatly underpaid my claim for Ian damage. Everyone there with whom I interacted was friendly, knowledgeable, polite and a pleasure to deal with. Along with those attributes also came professional and effective. We won! If you should need an attorney Cernitz Law can do the job.
Natacha CazeauProperty Damage SettlementI had a great experience with Cernitz Law firm. They won 3 cases for me in the past the first one in 2013 for my bathroom claim and two more for my roof and hurricane Irma. I will definitely refer my family and friends to Cernitz Law firm because they are working so hard to make sure you win the cases. You won’t regret it you will be very happy at the end
Yuriy GorobetsPipe LeakDear Homeowners if by any chance your home became a victim of weather disaster or something leaked I strongly recommend to contact Justin Cernitz and his team before making a call to your insurance. You will save yourself a lot of unnecessary headache and stress. Highly recommend!
Sherrilyn NorwoodHurricane Settlement100%The Cernitz Law group, and in particular Adam Feldman, handled our claim with professionalism, keeping us informed and responding to any calls and emails immediately. He also made sure that any negotiations were in our best interest and that we were comfortable with the final outcome.
Joseph VuHurricane SettlementThe Cernitz Law Firm represented 2 of my properties included water damage to one of the properties during the IAN Hurricane. Insurance ran me around and did not wanted to pay for the damages. I hired Cernitz Law Firm to work with insurance company and all 3 cases settled in a good faith. If anyone has damaged properties, I would highly recommend Cernitz Law Firm to handle the loss. You will not be disappointed with their representation. Cernitz Law Firm thank you for your incredible work.
BrieHouse Property DamageI can’t say enough great things about Cerntiz Law Firm. They helped me navigate a challenging homeowner insurance claim with professionalism and expertise. From the start, they were attentive, responsive, and made sure I understood each step of the process. Their dedication to my case made a stressful situation much easier, and they fought hard to get the best possible outcome for me. I highly recommend Cernitz Law to anyone in need of legal assistance. Thank you for your outstanding service!
Where Top Media Outlets Turn To for Legal Insight
As trusted experts in residential property damage insurance claims, Cernitz Law is frequently featured by top media outlets like Fox News, Medium, and The Huffington Post for our legal insight and proven results.
Citizens’ CEO speaks after judge halts administrative hearings to solve disputes
The leader of the state-backed insurance company, Florida's largest, pushed back against what he called a "campaign" to undermine legal reforms that industry officials insist have eased the insurance crisis and…
Top Lawyers: Candise Shanbron of Cernitz Law On The 5 Things You Need To Become A Top Lawyer In Your Specific Field of Law
Use it — and don’t be afraid to be visible. People connect with stories, insights, and authenticity. When you put yourself out there, you create…
Hurricane season is here: What to know to protect your home
By getting the right coverage and planning ahead, homeowners can protect their property and finances this hurricane season. Hurricane season in the Atlantic basin runs…
Your Insurance Company May Be Using A Drone To Spy On Your Property From The Air
Here's what you should know about aerial inspections — and how it could affect your insurance costs going forward. Every few years, I get a…
Service Areas
Cernitz Law serves property owners throughout Florida, New York, and Texas. Our attorneys are ready to help you fight for the compensation you deserve. No matter where you’re located in these states, our team is ready to take on your property damage insurance claim and fight for your rights.
Florida Offices
Miami, FL
Serving Miami-Dade County and surrounding areas with comprehensive property damage insurance claim representation.
West Palm Beach, FL
Serving Palm Beach County and the surrounding region for all types of property damage claims.
Cape Coral, FL
Representing property owners in Lee County with professional insurance claim advocacy.
Tampa, FL
Fighting for property owners throughout Hillsborough County and the Tampa Bay area.
St. Petersburg, FL
Serving Pinellas County residents with dedicated property damage legal services.
Naples, FL
Providing legal representation to Collier County property owners.
Melbourne, FL
Representing clients in Brevard County and Florida’s Space Coast.
Orlando, FL
Serving Orange County and Central Florida with experienced property damage attorneys.
Clearwater, FL
Fighting for property owners throughout Pinellas County and the greater Clearwater area.
New York Office
Long Island, NY
Serving property owners throughout Nassau County, Suffolk County, and all of Long Island.
Houston Office
Houston, TX
Representing property owners in Harris County and the greater Houston metropolitan area.

Speak With A Property Damage Lawyer Today
We're a dedicated property damage law firm fighting for property owners facing denied or underpaid insurance claims. With years of experience and a commitment to strong advocacy, we help clients secure the compensation they are entitled to.
- Address: 9350 S Dixie Hwy Suite 1220, Miami, FL 33156
- Phone: (305) 370-3255
- Email: [email protected]
















