



Personal Property Damage Lawyer in St. Petersburg, FL
Property damage claims are rarely straightforward, and insurers often use tactics to avoid paying the full amount. Our lawyers know how to push back with evidence and persistence, ensuring your losses are taken seriously. Whether your home was hit by flooding, your condo suffered fire and smoke damage, we stand ready to help. We have represented countless clients in St. Petersburg and understand the challenges property owners face in this city. With our team, you have skilled advocates on your side from start to finish.

“No fee unless you win!”
Justin Cernitz & Candise Shanbron | Managing Partners
How We Help With Property Damage Claims
Property damage claims are rarely straightforward, and insurers often use tactics to avoid paying the full amount. Our lawyers know how to push back with evidence and persistence, ensuring your losses are taken seriously. Whether your home was hit by flooding, your condo suffered fire and smoke damage, we stand ready to help. We have represented countless clients in St. Petersburg and understand the challenges property owners face in this city. With our team, you have skilled advocates on your side from start to finish.
Common Property Damage Problems We See in St. Petersburg
Storm and Flooding Losses
Coastal living in St. Petersburg often brings storm surges and flooding risks. We make sure insurers do not downplay the cost of cleanup and repair.
Fire and Smoke Damage
Fires leave destruction that extends beyond the flames. Our lawyers fight to include smoke damage and structural issues in your settlement.
Plumbing and Water Leaks
Burst pipes and leaks can cause severe damage to homes and condos across the city. We help you hold your insurer accountable for full coverage.
Protecting Your Property Before Damage Happens
Preparation can make a big difference when it comes time to file a claim. In St. Petersburg, where storms and water damage are common, keeping detailed records of property upgrades, repairs, and receipts helps strengthen your case. Routine documentation, such as photos and maintenance logs, can shut down an insurer’s attempt to deny coverage. At Cernitz Law, we remind clients that the best time to prepare for a claim is before damage strikes.
How to Know It Is Time to Call a Lawyer
Your insurer is avoiding your calls or delaying the process
The settlement offer you received falls far short of your losses
You are unsure how to prove the extent of your property damage
You were told your claim is excluded without a clear explanation
You want a lawyer who knows how to challenge insurance tactics effectively
Get What You Deserve St. Petersburg
Insurance companies often try to minimize or deny claims, but you do not have to accept less than you deserve. At Cernitz Law, our lawyers fight to secure fair compensation for your property damage.
- Address: 401 E Jackson St Suite 2340 H31, Tampa, FL 33602
- Phone: (813) 710-2701
- Email: [email protected]


