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Property Damage Attorney in Cape Coral, FL

Insurance companies have lawyers. So should you.

When your home or business takes a hit, the last thing you need is a runaround from your insurance company. Cernitz Law will step in to protect your rights and help you recover what is rightfully yours

Get The Help You Deserve
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“No fee unless you win!”

Justin Cernitz & Candise Shanbron | Managing Partners

Insurance Problems in Cape Coral, FL

Cape Coral’s beauty comes with risks that insurance companies love to look past. Water damage, soil issues, and tropical storms are part of life here, but that does not mean your claim should be treated like a favor. Too often, adjusters downplay the damage or tell you it falls outside your coverage. Meanwhile, the repairs sit untouched and the stress keeps rising. That is where Cernitz Law makes a difference. We know how to hold insurance companies accountable and make sure your home or business gets the attention it deserves.

Get Legal Help With Your Claim

You should never feel left in the dark about your own case. We keep things transparent and easy to follow.

Whether it is your home or your business, we treat your case with urgency and care. When your insurer drags their feet, we take the lead and push forward.

If we do not win, you owe nothing. That is how committed we are to getting results and delivering real value for our clients.

Our Services in Cape Coral, FL

From condo owners in Tarpon Point to small business owners in Downtown Cape Coral, we help people throughout Cape Coral stand up to insurance companies that fail to deliver. We know the local market and the challenges that come with living in this city.

Residential Property Damage

When your home is damaged and your insurance adjuster goes quiet, we step in. We deal with the delays, so you do not have to.

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White house with partially damaged roofRetry
White house with partially damaged roofRetry

Commercial Property Claims

Your business cannot afford downtime. We work to get your claim resolved quickly so you can reopen your doors with confidence.

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Excavator tearing down concrete building structureRetry

Hurricane And Wind Damage

Cape Coral storms are powerful. So is your policy. We make sure your coverage works for you when the winds have done their worst.

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Yellow house with roof torn offRetry

Water And Mold Damage

Water damage spreads fast and mold can follow quickly. We act with urgency to press insurers for a fast and fair outcome.

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Mold-damaged interior room with bathroom doorRetry

Fire And Smoke Damage

Fire does more than scorch walls. It can destroy memories, routines, and peace of mind. We fight to make sure your policy covers the full extent of your losses.

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Burnt house with damaged roof and walls.
Burnt house with damaged roof and walls.

Denied Or Underpaid Claims 

A denied claim does not mean the fight is over. We analyze every detail and take action to challenge decisions that do not add up.

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Family standing before their destroyed homeRetry
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Recovered For Our Clients

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Cases Won For Our Clients

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5-Star Reviews From Our Clients

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Years of Experience

We get our clients Results

Cape Coral Homeowners And Business Owners Rely on Us

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Your insurance company does not get to decide what you are owed. You do. When you work with Cernitz Law, you have dedicated advocates who know how to fight for every dollar you deserve. Let us review your case at no cost and help you pursue the compensation that protects your home and your future.

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Louis GalterioHurricane Settlement

I had a wonderful experience with this firm. My insurance company was undercutting my damages claim from Hurricane Ian. Even though I was hesitant to get a 3rd party involved, I now realize that nothing would have happened without the help of Attorney Adam Feldman of the firm. He was friendly, knowledgeable, and patient and I would not hesitate to use this firm again. I highly recommend them.

Robin Randall
Robin RandallHurricane Settlement

Fighting insurance companies on your own is a losing battle. Thankfully, we have settled. I’ve got back all the money I spent from the hurricane damage and I’m thrilled with the service.

David Reese
David ReeseHurricane Settlement

I would like to take a moment and say that I have the utmost praise for Cernitz Law. They handled a lawsuit against my home insurer who greatly underpaid my claim for Ian damage. Everyone there with whom I interacted was friendly, knowledgeable, polite and a pleasure to deal with. Along with those attributes also came professional and effective. We won! If you should need an attorney Cernitz Law can do the job.

Natacha Cazeau
Natacha CazeauProperty Damage Settlement

I had a great experience with Cernitz Law firm. They won 3 cases for me in the past the first one in 2013 for my bathroom claim and two more for my roof and hurricane Irma. I will definitely refer my family and friends to Cernitz Law firm because they are working so hard to make sure you win the cases. You won’t regret it you will be very happy at the end

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Yuriy GorobetsPipe Leak

Dear Homeowners if by any chance your home became a victim of weather disaster or something leaked I strongly recommend to contact Justin Cernitz and his team before making a call to your insurance. You will save yourself a lot of unnecessary headache and stress. Highly recommend!

Sherrilyn Norwood
Sherrilyn NorwoodHurricane Settlement

The Cernitz Law group, and in particular Adam Feldman, handled our claim with professionalism, keeping us informed and responding to any calls and emails immediately. He also made sure that any negotiations were in our best interest and that we were comfortable with the final outcome.

Joseph Vu
Joseph VuHurricane Settlement

The Cernitz Law Firm represented 2 of my properties included water damage to one of the properties during the IAN Hurricane. Insurance ran me around and did not wanted to pay for the damages. I hired Cernitz Law Firm to work with insurance company and all 3 cases settled in a good faith. If anyone has damaged properties, I would highly recommend Cernitz Law Firm to handle the loss. You will not be disappointed with their representation. Cernitz Law Firm thank you for your incredible work.

Brie
BrieHouse Property Damage

I can’t say enough great things about Cerntiz Law Firm. They helped me navigate a challenging homeowner insurance claim with professionalism and expertise. From the start, they were attentive, responsive, and made sure I understood each step of the process. Their dedication to my case made a stressful situation much easier, and they fought hard to get the best possible outcome for me. I highly recommend Cernitz Law to anyone in need of legal assistance. Thank you for your outstanding service!

Ready To Fight For What You Deserve

You should not have to beg your insurer for fair treatment. We take the pressure off your plate and focus on results that matter. Your recovery is our mission.

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Serving Cape Coral And Surrounding Areas

Cape Coral is renowned for its extensive canal system, offering waterfront living at its finest. Neighborhoods like Pelican and Yacht Club provide residents with easy access to boating and fishing opportunities. The city’s family-friendly atmosphere and community events make it a desirable place to live. From the bustling downtown area to the serene Four Mile Cove Ecological Preserve, Cernitz Law is committed to serving the residents of Cape Coral.

Shops and restaurants in Cape Coral with palm trees.Welcome sign for Cape Coral Historical Museum.Beach with palm trees and cloudy sky.Wooden path winding through a tree-lined forest.Golf course with palm trees and a pond near the green.Aerial view of a suburban neighborhood grid.Residential street with palm trees and homes.
Sign for Cape Coral Rotary Park.
Art Deco District
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Cape Coral Yacht Club

Established in 1962, the Yacht Club is a historic community center featuring a beach, fishing pier, and recreational facilities. It serves as a hub for local events and gatherings.

Four Mile Cove Ecological Preserve

This 365-acre preserve offers walking trails, kayak rentals, and a chance to experience Florida's natural beauty. It's a sanctuary for wildlife and a peaceful escape for residents.

Cape Coral Historical Museum

Dedicated to preserving the city's history, the museum showcases artifacts and exhibits that tell the story of Cape Coral's development and community spirit.