Boat washed ashore next to destroyed house.Aerial view of storm-damaged neighborhood debris.
Blue house damaged and surrounded by floodwater.Cape Coral sign bent over storm debris.

Hurricane Damage Attorney Serving Naples, FL

After a hurricane, your focus should be on rebuilding and not fighting your insurance company. At Cernitz Law, we assist property owners throughout the Naples area with hurricane and windstorm claims. If your insurer isn’t cooperating or has offered less than what it will take to repair your property, we step in and handle the legal side of the process. Our firm represents policyholders, not insurance companies. We know how to respond when your claim is ignored, delayed, or denied.

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“No fee unless you win!”

Justin Cernitz & Candise Shanbron | Managing Partners

Support for Homeowners and Businesses After a Storm

Storm damage in Naples can range from missing shingles to major structural issues. From East Naples to the Moorings, property owners often face serious setbacks after a hurricane. We work with homeowners and businesses who need help recovering from that loss.

We begin with a review of your insurance policy and detailed assessment of the damage. Then we take over all communication with the insurance company. Our attorneys build strong cases, negotiate on your behalf, and file lawsuits when necessary. If your business has suffered financially, we pursue compensation for lost income and related expenses.

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Common Insurance Claim Issues We See in Naples

High winds and flying debris frequently damage roofing systems, gutters, windows, and siding. Insurers may attempt to downplay these issues or delay full repairs.

Hurricanes often bring water intrusion that affects flooring, walls, and ceilings. These claims are often met with disputes over coverage or causation.

Many businesses in Naples suffer loss of income after a hurricane. Insurers may offer settlements that don’t reflect the real impact of closures, equipment loss, or repair timelines.

Why Storm Preparation Includes Legal Readiness

Living in Naples means being ready for the next storm. That includes reviewing your policy, documenting your property, and having a plan for what to do if damage occurs. A strong legal position begins before you ever file a claim.

We help clients take proactive steps to avoid claim delays and build cases. When the storm arrives, you don’t want to figure things out after the fact. We help you prepare in advance.

Signs You May Need Legal Help With Your Claim

  • Your insurer denied or underpaid your claim
  • You received no response or experienced long delays
  • The offer does not cover the true cost of repairs
  • Your business suffered financially from storm-related closure
  • You are unsure what your policy allows or excludes

Serving Property Owners After the Storm

We work with homeowners and business owners in Naples who’re facing problems with their insurance claims. If your property was damaged and your insurer isn’t responding appropriately, we’re ready to take the next step on your behalf. Cernitz Law serves communities throughout Florida. Let us help you move forward with the recovery process.

  • Address: 627 Cape Coral Pkwy W Suite 202, V#177, Cape Coral, FL 33914
  • Phone: (239) 215-9500

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