Hurricane Damage Attorney Serving St. Petersburg, FL
Property damage from a hurricane can be overwhelming and dealing with the insurance company afterward shouldn’t make things worse. At Cernitz Law, we assist homeowners and business owners in the St. Petersburg area who need legal support after a hurricane or windstorm. We understand how insurance companies operate, and we use that insight to represent property owners whose claims are delayed, denied, or underpaid. We don’t work for insurers. We work for people who need someone to take their side.
“No fee unless you win!”
Justin Cernitz & Candise Shanbron | Managing Partners
Legal Help for Home & Business Owners After the Storm
Storm damage in St. Petersburg can take many forms and these problems often trigger complicated claims. Whether the damage is to a family home near Old Northeast or a business along Central Avenue, we help clients take action when their insurer is not cooperating.
We begin with a thorough review of your insurance policy and an assessment of your losses. Our attorneys manage communication with the insurance company and move forward with litigation when needed. We also represent businesses pursuing compensation for lost revenue, repairs, and operating disruptions.
Storm-Related Insurance Issues In St. Petersburg
Wind Damage to Roofs and Structures
High winds from hurricanes or tropical storms often damage shingles, roofing materials, and exterior structures. Insurance companies may try to reduce payouts or argue that repairs are not storm-related.
Water Intrusion and Mold
Heavy rain can seep into roofs, ceilings, and foundations, sometimes causing mold or long-term damage. Insurers frequently dispute the source or scope of the problem.
Claims Denied for Delayed Reporting
Some insurers reject claims based on how long it took to report the damage, even if the full impact wasn’t visible right away. We help document timelines and challenge unfair denials.
Why Preparation Matters in St. Petersburg
Preparing for hurricane season in St. Petersburg involves more than supplies and safety plans. It also means knowing what your insurance covers and having a clear process in place if your property is affected.
Our team works with clients to review policies, document conditions before a storm, and prepare for potential claims. This preparation helps build a stronger case and supports a faster recovery.
You Should Speak to a Hurricane Damage Attorney If
- Your insurance claim has been denied or delayed
- The settlement offered does not reflect the actual cost of repairs
- You are unsure what is covered under your policy
- Your property has storm-related damage the insurer is downplaying
- Your business lost revenue due to temporary closure
Helping Residents & Businessowners Recover After the Storm
We represent clients in St. Petersburg who are facing unnecessary obstacles from their insurance companies. Whether you’re trying to get your home repaired or your business reopened, our team is ready to take on the legal work so you can focus on recovery. We serve property owners throughout Florida, and we’re ready to help you move forward.
- Address: 401 E Jackson St suite 2340 h31, Tampa, FL 33602