



Personal Property Damage Lawyer in Tampa, FL
When your property is damaged in Tampa, FL, the costs and stress can take over fast. At Cernitz Law, we fight to make sure you are fairly compensated so you can move forward with peace of mind.

“No fee unless you win!”
Justin Cernitz & Candise Shanbron | Managing Partners
How We Help With Property Damage Claims
Tampa residents face a wide range of property damage challenges, from tropical storms along the bay to fire, theft, and unexpected plumbing issues. Our lawyers understand how insurance companies work, and we know how to push back when they try to undervalue or deny your claim. Whether you own a single-family home, a condo, or a commercial property, we guide you through every step of the process. With a track record of securing results, we use strategy and determination to protect what matters most.
Common Property Damage Problems We See in Tampa
Storm and Flood Damage
Tampa’s location makes it vulnerable to heavy rain and flooding. We fight insurers who try to claim the damage is minimal or pre-existing.
Fire and Smoke Claims
Fires can devastate homes in minutes. We make sure cleanup, restoration, and hidden smoke damage are included in your claim.
Theft and Vandalism
In a growing city like Tampa, theft and property defacement can cause major losses. Our lawyers know how to demand full coverage for these disruptions.
Protecting Your Property Before Damage Happens
In Tampa, preparation can help strengthen your claim if disaster strikes. Save receipts for renovations, keep photos of your property’s condition, and invest in basic protections like storm shutters and security systems. These records give you leverage when your insurance company pushes back. At Cernitz Law, we have seen how preparation can shift the outcome of a claim, and we encourage property owners to protect themselves long before a dispute begins.
How to Know It Is Time to Call a Lawyer
- Your insurance company is slow to respond or avoiding your calls
- The settlement you are offered does not come close to your actual costs
- You are not sure how to fully document your property damage
- You were told your loss is excluded without proper explanation
- You want a lawyer who understands how insurers operate
Get What You Deserve Tampa
Property damage is stressful enough without an insurance battle on top of it. At Cernitz Law, our lawyers stand with you to make sure you receive the compensation you need to recover.
- Address: 401 E Jackson St Suite 2340 H31, Tampa, FL 33602
- Phone: (813) 710-2701
- Email: [email protected]


