Hurricane damage, debris on road near high-rises.Palm trees bending in heavy hurricane wind.
Cars driving through severe flood in downtown Miami.Fallen palm trees and debris in city street.

Hurricane Damage Attorney in Miami, FL

Miami is no stranger to hurricane damage, but after the storm passes, it’s not the wind you have to worry about. It’s the insurance company. At Cernitz Law, we used to represent those insurers. Now? We use everything we learned against them to help homeowners and businesses recover what they’re truly owed.

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“No fee unless you win!”

Justin Cernitz & Candise Shanbron | Managing Partners

We Know the Storm and We Know the Game

If your home or business has taken a hit from a hurricane, you’re not alone and you’re not powerless. In neighborhoods from Coral Gables to Little Haiti, our team helps clients navigate denied, delayed, or underpaid claims with precision, grit, and plenty of legal firepower. Whether it’s roof damage from flying debris or a business interruption claim after a Category 4 nightmare, we dive deep, act fast, and don’t stop until you’re made whole.
Our attorneys conduct thorough case reviews, develop strategic legal plans, negotiate aggressively with insurers, and, when necessary, take it all the way to court.

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Hurricane Headaches We See in Miami

Even moderate windstorms can cause roof damage. Insurance companies may try to classify this as routine wear and tear to avoid paying. We know better and we push back.

From Brickell high-rises to Kendall ranch homes, insurers often deny claims if not filed right away, even if the damage wasn’t visible at first. We fight back with facts and timelines.

When serious storm damage occurs, some insurance companies respond with offers that fall far short of what’s needed. We know these tactics and we take action to ensure you’re not left paying out of pocket for damage your policy should cover.

Planning Ahead Is the Best Defense Against Hurricanes

In Miami, hurricane preparedness means more than boarding up windows. Smart property owners document their assets, review policies, and have an attorney on speed dial before a storm hits.

We work with clients year-round to review insurance policies, identify risk exposures, and create a plan of action in case disaster strikes. So, if the skies turn, you’ll be ready.

How Do You Know You Need a Hurricane Damage Lawyer?

  • Your insurance company denied or underpaid your claim
  • You’re overwhelmed by the documentation or process
  • You’re not sure what your policy actually covers
  • You suspect your claim is being stalled or undervalued
  • Your business suffered losses you can’t afford to absorb

You Rebuilt Your House, Now Let Us Rebuild the Case

You’ve got enough on your plate after a storm, roof repairs, water damage, maybe even relocation. Let us take the legal burden off your shoulders. We’re not afraid to go head-to-head with insurance giants. We know how they think, we know their playbook, and we know how to win.

  • Address: 9350 S Dixie Hwy Suite 1220, Miami, FL 33156
  • Phone: (305) 370-3255

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